Will your insurance company be there when you need them most?
Tom and Laura Thiery's insurance company wasn't. Neither was Mary Mulcahy's. They had to take their own insurance company to court to get claims paid, even though they dutifully paid their premiums and had legitimate claims -- even when the insurance company had no real basis for denying the claim. This problem has also been highlighted by abuses by insurers related to Hurricane Katrina, and two major exposés on CNN.
It's called insurance "bad faith" -- when your insurance company unreasonably or negligently delays or denies a lawful insurance claim -- and it needs to stop.
Ask your legislators to support SHB 1491 and SSB 5762 -- real insurance reform!
SHB 1491 and SSB 5726 -- the Insurance Fair Conduct Act -- would force your insurance company to act in good faith when handling insurance claims and creates penalties when they don't.
Insurance companies shouldn't be able to sit on their customers' money while they unfairly drag out and even deny legitimate claims. Even if they are taken to court, the worst that can happen is the insurer will have to pay what they owed in the first place. There is no incentive for the insurer to pay the claim on time or at all.
Pass the Insurance Fair Conduct Act -- SHB 1491 and SSB 5726!
These bills help consumers be on a level playing field with powerful insurance companies. You shouldn't have to sue your own insurer to get what you're owed. These bills help protect Washington citizens by creating incentives for the insurance industry to treat their customers more fairly.
Act now to make insurers play fair -- say yes to SHB 1491 and SSB 5726
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